Who We Are & What We Do

Welcome to USA Finance, where we fund your future. USA Finance is a private financing organization specializing in loans to students for their attendance at private vocational schools. If you are in need of financing for your education for specialized vocational training, look no further.

Applying Online

You can complete an application online through the "Application" link. We will take you step by step through the online process where you will enter information that helps determine your eligibility, select a loan program or be presented one based on your eligibility, and complete the online application process. You'll have the opportunity to add a cosigner to the application, which greatly increases the opportunity for approval as well as for obtaining lower rates.

Complete an Application Over The Phone

If you are more comfortable completing an application over the phone, customer services department can walk through the application process with you. In turn, they will send you the application/credit agreement updated with the required information and will and request that you either provide your signature on the printed application or you return to USA Finance to sign the credit agreement electronically.

USA Finance LLC

Ways To Save

  • NO PREPAYMENT PENALTY

    Refinance if you can find better interest rates
    Make bigger payments and save interest

  • INTEREST SAVINGS ARE AVAILABLE

    Make payments electronically and save 3% interest
    Checking/Savings Account, Debit Cards, or Credit Cards

  • ESTABLISH A GOOD CREDIT REFERENCE WITH USA

    We report to major credit bureaus
    Make payments on time

Loan Features

No Prepayment Penalty

  • Refinance if you can find better interest rates
  • Make bigger payments and save interest

Interest Savings Are Available

  • Make payments electronically and save 3% interest
  • Checking/Savings Account, Debit Cards, or Credit Cards

Establish Good Credit Reference

  • We report to the major credit bureaus

No Interest

  • If you pay off by graduation – Supplemental Fee and Interest are waived.

You can pay your monthly bill online

Make Payment

Applying With A Cosigner

Why you should apply with a Cosigner

Adding a cosigner can save you money. The cosigners good credit history may positively affect your interest rate and any fees you pay. Parents, grandparents, or legal guardians typically have more established credit histories that can help lower your interest rates, fees, which typically results in lower monthly repayment amount. If you apply with a cosigner, both you and your cosigner will be equally liable for repaying you loan.

Important points to review with a prospective cosigner.

Show Your Cosign

Showing your cosigner the information that was sent to you. These materials have been designed to clearly explain the training program and present a professional image that reflects the high standards of our school.

It's An Investment

Remember that an investment in your education is an investment in your future. According to the Bureau of Labor Statistics, those with the most formal training get highest-paying jobs.

Qualifications

Employers look for qualified, trained employees. The job market for certified Heavy Equipment Operators is growing. Operators are in demand all over the country.

Us vs. Them

ATS vs. Traditional Colleges. After several weeks of training, you have the potential to earn more than many entry level jobs that require a 4 year college degree.

Additional Points

  • We've been educating and placing since 1959
  • Largest Heavy Equipment Operator School
  • National certification for graduates

Getting a Cosigner may save you a lot of money

If your credit is OK or poor, and you still qualify for a high-interest loan, it is in your best interest to find a friend, relative or colleague who believes in you and will cosign for a better loan with a lower interest rate. This will save you a lot of money in the long run and ease your monthly expenses by lowering your payments.

Contact us

Address

USA Finance, LLC.
P.O. Box 7083
Madison, WI 53707

Hours

Monday through Friday, 8:00am to 5:00pm

Our Email

loans@usa-finance-llc.com

Toll Free

1 (800) 427-5051