Who We Are & What We Do

Welcome to USA Finance, where we fund your future. USA Finance is a private financing organization specializing in loans to students for their attendance at private vocational schools. If you are in need of financing for your education for specialized vocational training, look no further.

Applying Online

You can complete an application online through the "Application" link. We will take you step by step through the online process where you will enter information that helps determine your eligibility, select a loan program or be presented one based on your eligibility, and complete the online application process. You'll have the opportunity to add a cosigner to the application, which greatly increases the opportunity for approval as well as for obtaining lower rates.

Complete an Application Over The Phone

If you are more comfortable completing an application over the phone, customer services department can walk through the application process with you. In turn, they will send you the application/credit agreement updated with the required information and will and request that you either provide your signature on the printed application or you return to USA Finance to sign the credit agreement electronically.

USA Finance LLC

Ways To Save


    Refinance if you can find better interest rates
    Make bigger payments and save interest


    Make payments electronically and save 3% interest
    Checking/Savings Account, Debit Cards, or Credit Cards


    We report to major credit bureaus
    Make payments on time

Loan Features

No Prepayment Penalty

  • Refinance if you can find better interest rates
  • Make bigger payments and save interest

Interest Savings Are Available

  • Make payments electronically and save 3% interest
  • Checking/Savings Account, Debit Cards, or Credit Cards

Establish Good Credit Reference

  • We report to the major credit bureaus

No Interest

  • If you pay off by graduation – Supplemental Fee and Interest are waived.

You can pay your monthly bill online

Make Payment

Applying With A Cosigner

Why you should apply with a Cosigner

Adding a cosigner can save you money. The cosigners good credit history may positively affect your interest rate and any fees you pay. Parents, grandparents, or legal guardians typically have more established credit histories that can help lower your interest rates, fees, which typically results in lower monthly repayment amount. If you apply with a cosigner, both you and your cosigner will be equally liable for repaying you loan.

Important points to review with a prospective cosigner.

Show Your Cosign

Showing your cosigner the information that was sent to you. These materials have been designed to clearly explain the training program and present a professional image that reflects the high standards of our school.

It's An Investment

Remember that an investment in your education is an investment in your future. According to the Bureau of Labor Statistics, those with the most formal training get highest-paying jobs.


Employers look for qualified, trained employees. The job market for certified Heavy Equipment Operators is growing. Operators are in demand all over the country.

Us vs. Them

ATS vs. Traditional Colleges. After several weeks of training, you have the potential to earn more than many entry level jobs that require a 4 year college degree.

Additional Points

  • We've been educating and placing since 1959
  • Largest Heavy Equipment Operator School
  • National certification for graduates

Getting a Cosigner may save you a lot of money

If your credit is OK or poor, and you still qualify for a high-interest loan, it is in your best interest to find a friend, relative or colleague who believes in you and will cosign for a better loan with a lower interest rate. This will save you a lot of money in the long run and ease your monthly expenses by lowering your payments.

Training Programs

ATS Heavy Equipment Training

Heavy Equipment

Associated Training Services offers heavy equipment operator training which include operation of backhoes, bulldozers, excavators, wheel loaders, scrapers, all-terrain fork lifts, motor graders, and articulated off-road dump trucks.

Learn More
ATS Mobile Crane Training

Mobile Crane

Along with heavy equipment operator training Associated Training Services offers three levels of mobile crane operator training which include operation of boom trucks, swing cab, lattice boom, articulated boom, tower, and digger derrick cranes.

Learn More
CDL Training

Class-A CDL

The Diesel Truck Driver Training School Inc has been in the business since 1963. Our campus is located in Sun Prairie WI near Madison WI. Our job is to help individuals obtain their Commercial Driver’s License (CDL) and find employment in the trucking industry.

Learn More

For Your Information

  • Pay down debt with Tax Refunds and SAVE MONEY.
    - Reduce Interest Expense - Eliminate Late Fees - Stop Collectors - Pay Account In Full

  • With the trouble economy these days its has been harder and harder to get financed. USA is a strong lending institute and helps those in need rebuild there credit.

  • Finance with a cosigner on your loan can save you money and lower your rates.

  • We provide another source of financial assistance for individuals looking into continuing their education and career. We here at USA Finance are all about Flexibility, Availability, and options.

Contact us


USA Finance, LLC.
P.O. Box 7083
Madison, WI 53707


Monday through Friday, 8:00am to 5:00pm

Toll Free

1 (800) 427-5051